so… we’re preapproved; locked in at 6.75%. i signed my name and today’s date ten times this morning. my credit score is pretty awesome. kurt’s was one point above the eligible number for the PMI program we’re approved for (yea, we had to do PMI cuz there’s no way we’d be able to come up with 20% down). and the sellers agreed to our offer with them paying up to $2,000 in closings costs, which should get us owing somewhere between $600-800. not too shabby. of course, that doesn’t include the homeowners insurance which won’t be esgrow’d until after our first payment (in september). these next few months are gunna be frugal.
we put in the offer last friday and our inspection is this friday at 2; our realtor wasn’t kidding when he said things move fast after we decide to buy.
the first two appliances we need to buy when we get there are a lawnmower and a dehumidifier. i want a reel mower, but kurt says he won’t mow if we have one of those.
omg. we’re almost homeowners.
From the legacy archive