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unapproved transaction

i’ve been meaning to close my checking account with associated bank for at least 3 months now, but just never got to a branch to do so. it’s been sitting dormant with a little over $3 since may.
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i got home last thursday to find what looked familiarly like an overdraft notice from them. knowing that i hadn’t used my check card and had shredded all checks, i was immediately flummoxed. i opened it to find that someone had spent $426.22 at goprocamera.com. great.
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p.s. i know the math is wrong; that makes it funnier.
i called and they had to send an affidavit for me to sign in order for their dispute department to consider whether or not i really didn’t buy a helmet camera (?).
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what irritates me most about this is, if this were still my primary account, and i had funds in it, i’d be sitting in the red for $460 (cuz of the overdraft charge, of course) until someone at the bank decides whether or not i’m responsible.
thankfully, i’m currently only out $3 and can still, you know, eat and fill my gas tank.
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